Don’t delay your start date, space out your payments and Start Today!
What a way to free up your cash flow and up skill at the same time.
Buy now, pay later from your pocket with the Payright App
In store. Online. On your phone. On your couch. Apply for pre-approval from anywhere, to buy now and pay later with a Payright partner. From renos through to luxe beauty, you can be sure your next purchase is under control.
*Lending criteria, fees and T&Cs apply
What is Payright?
Payright allows you to turn one big payment into easy bite-size installments, with zero-interest payment plans for purchases up to $5000. Payright is similar to Afterpay but you are not locked into only 4 payments, with flexible payment arrangements its more budget friendly. Payright can be used on our Academy Cosmetic Training Courses and our Masters Medical Courses.
What do you need to apply?
All you need to apply is your contact, employment and purchase details (including finance terms). This will also include providing details of your valid ID to ensure you are who you say you are. In some cases, we may also request for additional information to assess your application such as bank statements. Once approved, your payment details will also be required to set-up your ongoing payment facility.
Do Payright conduct a credit check?
Payright want to ensure you have a positive payment experience and as part of our responsible approach to lending this may include a credit check. A credit check is only conducted with your consent. When you apply for a Payright payment plan, you will be sent an SMS containing a verification code and asking your consent to conduct a credit check. When you provide the verification code to Payright or the Merchant, you are providing your consent to the credit check.
Are there any fees?
Payright is always interest free which makes our plan really affordable. When you make a purchase, Payright will open an account for you. You will pay a one-off establishment fee (from $0 up to $89.95). This fee is added to the loan amount and is payable over the loan term. There is also a monthly account keeping fee of $3.50, which is a charged (pro-rata) with each repayment and a $2.95 payment processing fee which is also added to each repayment. This information will be outlined for you in a credit schedule. A minimum 10% (and a maximum of 50%) deposit is required upon approval of your contract via payright and prior to access to the course. Once your payright application has been approved, you will be granted access into your course, with the remainder being paid off over the 9 or 12month term.
Check out some more FAQ’s on the Payright website here